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THE OMAN PROPERTY GUIDEFOR GULF RESIDENTS

How UAE residents can get a second residency in Oman before paying off their property

For UAE residents considering a second base in the Gulf, buying property in Oman can also provide residency for their families. And the residency can begin while the property is still being paid for.

With entry prices around AED 550,000, eligible purchases allow buyers to qualify for family residency after paying 30% of the property price, with payment plans spreading the remaining balance over five years.

The payment example, explained below
Blue water, white waterfront buildings and rugged mountains at Mutrah in MuscatMuscat, Oman
Mutrah waterfront. A glimpse of life in Oman; destination photograph.
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01What are the prices?

What are the prices? Properties start around AED 550,000.

Entry-level options include studios, with one-, two- and three-bedroom apartments available for buyers who want more space. There are coastal villas too, with a separate price range covered below.

“If the property value exceeds OMR 50,000 … Residency is granted to the buyer and first-degree relatives.”

Oman’s Ministry of Housing and Urban PlanningFor eligible property purchases

A property priced around AED 550,000 is approximately OMR 57,000, above that threshold. The next question is how much of that price needs to be paid before residency becomes available.

02Do I need AED 550,000 in cash?

Do I need AED 550,000 in cash? No. Start with 30%.

The housing ministry’s published rules allow eligible buyers to qualify for residency after paying 30% of the property price.

For a studio around AED 550,000, a payment plan available through this offer works like this:

THE STUDIO EXAMPLEApprox. AED 550,000 total
1
PAY 30% TOWARDS YOUR HOME

AED 165,000

Reach the family-residency eligibility milestone.

2
THEN SPREAD THE BALANCE

AED 6,400 / month

Roughly, for the next five years.

Residency while you’re still paying for your home.

Rounded property-payment figures. Purchase and residency fees are separate.

You do not have to wait until the full AED 550,000 is paid.

MAKE THE NUMBERS PERSONAL3OPTIONS

Which Oman properties fit your budget and residency plans?

Answer four quick questions, get the three-property guide and focus your consultation on the options that suit you.

  • Prices & payment plans
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03Who does “family” include?

Who does “family” include? Your spouse, children and parents.

The option extends beyond the buyer alone, covering a spouse and first-degree relatives, including parents and children.

That makes it relevant to people planning a second Gulf base for their family, as well as those considering a future move themselves.

SpouseChildrenParents
04Are these properties freehold?

Are these properties freehold? Yes.

The property examples covered in this article are freehold. The buyer owns the property.

Ownership and residency are both part of the appeal. For buyers considering an investment, the property's financial performance matters too.

05How do they perform?

How do they perform? Coastal yields of 6–8%+ and examples of 15% price growth.

Major developers are already established in Oman. A Majid Al Futtaim-backed development in Oman has reported more than OMR 1 billion in total revenue over two decades.

6–8%+Annual rental yields
on selected coastal units
15%Higher prices on some options
launched around 18 months ago

Will every property perform like that? No. The honest answer is the unsatisfying “it depends.”

The purchase price, location, running costs and rental strategy all affect the outcome. A home chosen for family life may suit a different location and layout from a property selected primarily for rental income.

06Who buys from the UAE?

Who buys from the UAE? Families, investors and people who want a second Gulf base.

  • 01

    Some move their families and keep their business in the UAE. Oman becomes the family base, with Muscat roughly an hour's flight from Dubai. Fares can fall in the AED 150–500 range per person, depending on dates and the flight.

  • 02

    Some want to invest before Oman becomes a mainstream destination. As one buyer put it: “I want to invest before I see ‘Visit Oman’ on Manchester United football team's jersey.”

  • 03

    Others want somewhere they will actually enjoy spending time. A home for holidays, longer stays or a future move. For these buyers, the choice extends well beyond apartments.

07Are there villas?

Are there villas? From under AED 900,000 to AED 5 million and beyond.

Yes. There are options for a coastal retreat, a family home or a more substantial luxury residence:

  • Under AED 900,000

    A one-bedroom standalone villa on the coast.

  • Around AED 1.55 million

    A three-bedroom family villa with a maid’s room in a community of landscaped parks and waterways. This semi-attached option comes with a payment plan.

  • From AED 5 million upwards

    Luxury coastal villas for buyers looking at the premium end of the market.

The choice comes down to the space and setting you want—and which ownership, residency and payment terms come with the property.

Apartment, villa, or still deciding?
Compare three options around your plans.

08Anything I should be aware of?

Anything I should be aware of? Not all property-and-residency offers give you the same thing.

  • Not all projects you find online are freehold.
  • Not all projects that offer residency give you full ownership.
  • Not all freehold projects give you early residency access.

Two properties with similar prices can therefore offer very different ownership rights, payment schedules and residency timelines. Those differences are worth understanding before paying a deposit.

09How do I start?

How do I start? Talk to the team behind more than 900 consultations.

At OMANZIL, we have already provided over 900 consultations to people considering property in Oman.

Tell us your budget, who you want residency for, and whether you are buying for investment, family use or both. We will compare suitable properties, explain the payment plans we can arrange and walk you through the relevant residency requirements.

The aim is to establish which options fit, what you would pay and when your family could apply.

Abdulrahman, OMANZIL consultantOmar, OMANZIL consultantDennis, OMANZIL consultant
Your OMANZIL team in Oman
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